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Gross debt service
Глоссарий в сфере недвижимости и ипотеки |
The amount of money needed to pay principal, interest and taxes, and sometimes energy costs. if the dwelling unit is a condominium, all or a portion of common fees are excluded, depending on what expenses are covered.
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Condominium, английский
- A form of real estate ownership of a multifamily residential dwelling. each occupant has 100% ownership of his own apartment and partial ownership of common elements such as hallways, elevators, plumbing, etc. also
- Товарищество собственников
- A form of real estate, usually a dwelling with individual ownership of separate portions of the building plus shared ownership of the common areas.
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Discount points (or points), английский
The amount paid either to maintain or lower the interest rate charged. each point is equal to one percent (1%) of the loan amount (i.e., two points on a $100,000 mortgage would equal $2,000).
Habendum clause, английский
The “to have and hold” clause which defines or limits the quantity of the estate granted in the premises of the deed.
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