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Adjustable rate mortgage (arm)
| Глоссарий в сфере недвижимости и ипотеки |
A mortgage loan whose interest rate fluctuates according to the movements of an assigned index or a designated market indicator--such as the weekly average of one-year u.s. treasury bills--over the life of the loan. to avoid constant and drastic fluctuations, arms typically limit how often and by how much the interest rate can vary.
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Designated, английский
- Assigned, specified
- Assigned, specified something intended for a specific person or purpose
Fluctuations, английский
Колебания
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Gated community, английский
A neighborhood or group of neighborhoods, usually surrounded by masonary walls, restricting access through the use of a manned guard station or electronically operated gates. the electronic gates may be opened through the use of individual remote controls and/or a numeric keypad and code. some gated communities restrict entry at all times, while others only limit access during the evening hours. the city of houston does not allow public city streets to be gated off, so only neighborhoods with private streets, may have restricted access. the costs associated with maintaining a manned guard gate can significantly impact monthly maintenance fees, depending on the size of the community.
Deed in lieu (of foreclosure), английский
A means of escaping an overly burdensome mortgage. if a homeowner can’t make the mortgage payments and can’t find a buyer for the house, many lenders will accept ownership of the property in place of the money owed on the mortgage. even if the lender won’t agree to accept the property, the homeowner can prepare a quitclaim deed that unilaterally transfers the homeowner’s property rights to the lender.
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